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Centres advise on finance

Children's centres run by the charity Action for Children are offering families free advice on debt as the credit crunch tightens.

Action for Children, formerly NCH, is offering information and guidanceat Financial Futures workshops at 18 children's centres across thecountry. Topics include where to get the best-value loans, financialterminology, and how to cut household costs.

The project is part of a 1.8m partnership between Action forChildren and Barclays Bank. A recent ICM survey commissioned by thecharity and Barclays found that 49 per cent of people on the lowestincomes are at risk of borrowing more than they can afford because theydo not know the meaning of APdR (annual percentage rate) - a crucialfactor in determining how much they will have to pay back.

Pete Verity, financial futures project worker at Action for Children,said, 'It's been a case of encouraging existing users to make use of anew workshop. We've found that parents are much more likely to attendFinancial Futures sessions if they already use the centre and know thestaff involved.

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